Loan forgiveness for Union loans

How does loan forgiveness work?

Good news! Union College students and alumni who have Perkins loans and Nursing loans could be eligible for loan forgiveness under the U.S. Department of Education Public Service Loan Forgiveness Program. 

You must complete these steps by October 31, 2022, to qualify.

Follow these easy steps:

  • Get your specific loan details. Your Perkins and/or Nursing loans are serviced through University Accounting Services. To get your specific loan information call 844-870-8701 or visit
  • Consolidate your loan. To be eligible for loan forgiveness, your loan must be held by the Department of Education. This requires a Direct Consolidation Loan. For more information and to complete your application, visit There is no fee for consolidation!
  • Submit your application BEFORE OCTOBER 31, 2022. You may qualify for the PSLF (Public Service Loan Forgiveness) loan forgiveness program. For your loans to be eligible, you must complete your Direct Loan Consolidation by October 31, 2022.

More about student loan forgiveness

To address the financial harms of the pandemic by smoothing the transition back to repayment and helping borrowers at highest risk of delinquencies or default once payments resume, the U.S. Department of Education will provide targeted student debt cancellation to borrowers with loans held by the Department of Education. Borrowers with annual income during the pandemic of under $125,000 (for individuals) or under $250,000 (for married couples or heads of households) who received a Pell Grant in college will be eligible for up to $20,000 in debt cancellation. Borrowers who met those income standards but did not receive a Pell Grant will be eligible for up to $10,000 in relief. Source

Temporary Changes to PSLF

These temporary changes allow student borrowers to get credit for payments made on loans from Federal Family Education Loan (FFEL) Program, Perkins Loan Program, and other federal student loans. These borrowers must apply to consolidate their loans into a Direct Consolidation Loan before the deadline of October 31 to qualify for the program under the temporary changes.

Additionally, under the temporary changes, past periods of repayment count whether or not borrowers were on a qualifying repayment plan or whether or not borrowers made payments. Source

Contact us

For Union-specific questions about the Public Service Loan Forgiveness Program, please contact our Students Accounts department at or call 402.486.2xxx ext. xxx